Nudging debtors to pay their debt: Two randomized controlled trials
نویسندگان
چکیده
We conducted two large-scale, highly powered randomized controlled trials intended to encourage consumer debt repayments. In Study 1, we implemented five treatments varying the design of envelopes sent debtors. did not find any treatment effects on response and repayment rates compared control condition. 2, varied letters’ contents in nine treatments, implementing factorial combinations social norm (non-)deterrence nudges, which were either framed emotively or non-emotively. that all nudges are ineffective condition even tend induce backfiring agency’s original letter. The results this study contrast with findings other studies, indicate comparable effective. Thus, our more consistent literature suggesting success nudging interventions is limited certain conditions.
منابع مشابه
Blindness in Randomized Controlled Trials
In combination with randomization, blinding or masking is an important factor in randomized controlled trials (RCTs), particularly in trials that assess therapeutic effects. Here an attempt is made to explain blindness and why it is important. In clinical trials, blinding is defined as the condition imposed on a study in which study participants, health care providers and assessors collecting o...
متن کاملblindness in randomized controlled trials
in combination with randomization, blinding or masking is an important factor in randomized controlled trials (rcts), particularly in trials that assess therapeutic effects. here an attempt is made to explain blindness and why it is important. in clinical trials, blinding is defined as the condition imposed on a study in which study participants, health care providers and assessors collecting o...
متن کاملRandomized Controlled Trials
This paper covers the topic of randomized controlled trials in social, educational, criminological, health, and other human service sectors. It is studded with illustrations from developed and developing countries. We address the basic ideas that underlie trials in different ways, and cover contemporary definitions and vernacular, some history, and idea of cumulating evidence from such trials i...
متن کاملCluster randomized controlled trials.
Cluster randomized controlled trial (RCT), in which groups or clusters of individuals rather than individuals themselves are randomized, are increasingly common. Indeed, for the evaluation of certain types of intervention (such as those used in health promotion and educational interventions) a cluster randomized trial is virtually the only valid approach. However, cluster trials are generally m...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Journal of Economic Behavior and Organization
سال: 2022
ISSN: ['0167-2681', '1879-1751']
DOI: https://doi.org/10.1016/j.jebo.2022.04.006